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GEICO Auto Insurance

About GEICO Auto Insurance…

Founded in 1936 by Leo and Lillian Goodwin, GEICO, short for Government Employees Insurance Company, started off selling car insurance exclusively to federal government employees and military personnel in the Washington D.C. area.

GEICO eventually expanded its customer base and insurance products to non-government employees and today it has become the Nation’s 3rd largest car insurer. GEICO serves over 10 million policyholders, insures over 17 million cars on the road today and operates in all the American states, as well as its birthplace of Washington D.C.

The company is well-known across America for its clever advertising, as well as low cost auto insurance.

GEICO Auto Insurance Ratings  Submit Review | More Reviews

Coverage:
5 out of 5
Cost:
4.7 out of 5
Customer Service:
5 out of 5
Claims:
4.3 out of 5

What the industry is saying about GEICO Auto Insurance…

For 21 years straight it has been named to the Ward Group’s Top 50, which recognizes strong performing insurance companies.

Its claim paying ability is rock solid as evidenced by the high marks it has received by independent insurance analysts A.M. Best, Fitch, Moody’s Investors Services and Standard and Poor’s.

GEICO Auto Insurance gained the top honors on the Customer Respect Group’s customer satisfaction survey and consumers also ranked GEICO #1 on a similar survey conducted by the Kanbay Research Institute.

Choose GEICO Auto Insurance because…

The company has assets of more than $28 billion and in addition to low cost car insurance, GEICO offers its customers a plethora of insurance products. For drivers, GEICO offers ATV, classic car insurance, motorcycle, RV, snowmobile insurance, and even boat insurance. Condo, co-op, homeowners, mobile home and renters insurance are also available through GEICO.

They also offer the following insurance products:

  • Commercial Auto Insurance;
  • Flood Insurance;
  • Identity Theft Protection
  • Life Insurance;
  • Overseas Insurance;
  • Personal Watercraft Insurance;
  • Umbrella Insurance.

Good drivers could qualify for Accident Forgiveness so rates won’t go up in the event they have an accident.

Discounts offered by GEICO Auto Insurance…

GEICO Auto Insurance has discounts for drivers from all walks of life and are based on several factors. For example, customer loyalty is rewarded through several discounts including the Multi-Car, Multi-Policy and the Renewal Discounts.

Drivers with certain safety vehicle equipment such as ABS, air bags, a factory-installed car alarm or daytime running lights are in line for discounted premiums.

GEICO rewards drivers with good driving habits and a good driving history through their Good Driver Discount which rewards drivers who are accident free. Drivers that consistently use seat belts also may earn discounts.

Education is the centerpiece of several other discounts including the Defensive Driving Discount, the Driver’s Education Discount and the Good Student Discount which rewards student with a GPA of 3.0 or above.

Discounts are also provided for driver affiliations and GEICO has partnered with almost 300 organizations to offer their members discounts. Of course, discounts are also available for federal employees, and military personnel on emergency deployment can earn a dual discount.

What about their customer service and claims processing?

GEICO’s drivers can reach customer representatives 24/7 via Twitter, email, online or through toll-free numbers and GEICO’s commitment to customer service has earned them praise from customers and organizations alike, including the Forrester Survey in which consumers gave GEICO a superior rating for their work. Claims processing is also easy through their comprehensive Claims Center and repairs done through their Auto Repair Xpress program guarantees any work done. Additionally, their mobile phone app allows drivers to file claims and even review active claims from their mobile phones.