This Lincoln, Rhode Island-insurer is one of America’s top car insurance companies, as well as one of the oldest, providing automobile insurance to Americans since 1907 when it was founded by A.T. Vigneron as the Automobile Mutual Insurance Company of America. In addition to offering auto insurance quotes, Amica Auto Insurance also started out providing theft and fire insurance.
As a mutual company, Amica is owned by the company’s policyholders not stockholders.
|Coverage:||3.7 out of 5|
|Cost:||3.7 out of 5|
|Customer Service:||3.7 out of 5|
|Claims:||3.7 out of 5|
With 40 offices and thousands of employees across the Nation, Amica Auto Insurance celebrated its 100th anniversary in 2007. It also provides home and life insurance to drivers.
What the industry is saying about Amica…
Amica Auto Insurance is serious about providing the best customer service possible and for the last 12 years it has topped the J.D. Power and Associates National Auto Insurance Study which is based on responses from 28,000 car insurance policyholders.
Amica is also one of this year’s best auto insurance companies according to the Bestcovery.com ratings experts.
A.M. Best, a top insurance industry analyst, gave Amica’s Financial Strength Ratings and Issuer Credit Ratings very high marks so drivers can rest assured their claims will be covered in case of an accident.
Its parent company’s – Amica Mutual – solid financial performance also landed it on this year’s Ward Group 50 Top Performers List, which analyzed 3,000 insurance companies in the United States.
Choose Amica Auto Insurance because…
A wide range of insurance products are provided through its parent company, including life, home and retirement insurance, umbrella coverage to protect a person’s assets, as well as home and boat insurance.
Looking at some of the special features the company provides it’s easy to see why customers rate Amica as one of the best auto insurance companies in America.
In addition to low cost auto insurance though, Amica offers policyholders unique no-cost features.
For example, deductibles are waived for motorists whose keys are lost and they need to replace their car’s lock. Deductibles are also waived if a motorist needs to replace an air bag that was deployed or if their window is cracked and needs repairing.
Also, if the company requests a motorist to attend a court hearing they will pay for any lost wages.
Another special feature is their towing and labor coverage also includes Roadside Assistance which can be called anytime.
Amica Auto Insurance’s payment options are second to none and can be broken down into ten premium payments, if needed.
And for drivers too busy to fuss over their monthly premiums Amica offers an Automatic Payment Plan which automatically deducts the monthly premium from their bank account.
Discounts offered by Amica Auto Insurance…
They wouldn’t be one of America’s best car insurance companies without offering a bevy of discounts.
Below are just a few:
- Student Away at School Discount– Parents with a full-time student in the family that is over 100 miles away may qualify for a lower rate with this discount.
- Vehicle Recovery System – Motorist whose vehicles are equipped with a recovery device or theft-deterrent devices can qualify for this discount.
- Defensive Driving/ Accident Prevention Discounts – Not only will they improve driving but they can also score lower premiums for drivers.
What about their customer service and claims processing?
Their customers certainly love what they’re getting and Amica Auto Insurance has certainly set the bar for customer satisfaction by topping the J.D. Power and Associates customer satisfaction survey 12 straight times.
And claims processing is a cinch through emerging technologies like their iPhone, Android or Blackberry apps, as well as their full-staffed claims center which can be called toll-free day or night. Customers have several other options also, including filing a claim online or even chatting online with a customer representative.