Submit Review

AARP Auto Insurance

About AARP Auto Insurance

Previously known as the American Association of Retired Persons, the AARP was founded in 1958 for people over 50 by Dr. Ethel Percy Andrus to provide members special benefits and services.

Since then it has grown to become a very influential lobby group in the Nation with more than 40 million members, making it one of the biggest membership groups in the country.

AARP Auto Insurance Ratings  Submit Review | More Reviews

Coverage:
5 out of 5
Cost:
4 out of 5
Customer Service:
5 out of 5
Claims:
3.7 out of 5

In addition to low cost car insurance, AARP members also have access to health insurance discounts, prescription drug discounts, discount travel packages, restaurant discounts and more.

What the industry is saying about AARP Auto Insurance

AARP’s members are insured through The Hartford whose Financial Strength Ratings and Credit Issuer Rating received high marks from insurance industry analyst A.M. Best. Other third party analysts such as Standard & Poor’s and Moody’s also give the company high marks.

Independent research group NextAdvisor gives the company high marks for customer satisfaction. And it’s commonly found on the prestigious J.D. Power and Associates National Auto Insurance Study.

Choose AARP Auto Insurance because…

Drivers can get everything from mobile homes to classic cars insured through AARP Auto Insurance, as well as discounts on travel and health benefits. But it’s the unique and special features available to drivers that make them so desirable.

For example, drivers don’t need to ever worry about losing their car insurance even as they get older through AARP’s Lifetime Renewability feature which assures drivers car insurance as long as they’re able to drive.

Another special feature is their New Car Replacement which will replace a new car – same model, same mark – if it’s totaled in a car accident.

For extra good drivers they have the Disappearing Deductible which starts by knocking off $150 off their collision deductible and continues with time until it’s $0.

And drivers don’t need to worry about their rates suddenly going up since they can lock their rates in for 12 months instead of six months like with other insurers.

Their Full Glass option is also pretty good since it pays for any covered glass that needs to be replaced or repaired and there is no deductible.

Discounts offered by AARP Auto Insurance

AARP Auto Insurance wouldn’t even qualify for one of the top car insurance companies in the Nation without offering discounts but its most notable is the one for drivers 50 or older, which is the age you can join AARP and get their low cost car insurance.

Here are a few more discounts drivers can get:

  • Driver Safety Program – taking an approved driver safety course entitles drivers a discount for three years with this special discount.
  • Young Driver Training – drivers under 21 that also take an approved driving course can help lower a household’s the insurance premium.
  • Anti-theft devices/ Air Bags – Protect your investment and family with either and score extra discounts for lower premiums.

What about their customer service and claims processing?

Drivers love the overall shopping experience and give AARP high marks for claim satisfaction consistently landing it on the J.D. Power and Associates National Insurance Survey.

They know an auto accident is a very stressful thing so they do their best to minimize the hassle by quickly handling claims through their always open claims center which is only a phone call or a click of your mouse away. But they also offer drivers a network of almost two thousand AARP-approved repair shops.

They also have an extensive network of glass repair shops that across the Nation in case something happens to your windshield and it needs to be repaired or replaced. And for drivers that need a rental car they also have claims personnel that can arrange one.